How Shop Okoa leverages Klaimsafi to process high-volume, low-value claims for 1 Million+ Kenyan Farmers.
Shop Okoa faced a critical infrastructure bottleneck: deploying health coverage to 1,000,000 active smallholder farmers and SMEs. The sheer volume of micro-claims rendered traditional manual adjudication economically unviable.
Shop Okoa integrated the Klaimsafi Adjudication Engine via API to serve as the autonomous risk layer. Klaimsafi ingests unstructured invoice data, cross-references codes, detects fraud vectors, and auto-adjudicates valid claims in <400ms.
By removing administrative friction, Shop Okoa reduced their Claim Expense Ratio (CER) by 60%, allowing them to offer premiums as low as affordable daily rates while maintaining profitability. We made their business model mathematically possible.
1M+
Lives Covered
0.4s
Adjudication Speed
60%
OpEx Reduction